The Fair Credit Reporting ACT (FCRA) and A Matter of Standing: Demonstrating the Degree of Harm Required to Certify a Class

July 17, 2018 8:15am

Jay Edelson
Founder and CEO
Edelson PC. (Chicago, IL)

Bryan A. Fratkin
McGuireWoods LLP (Richmond, VA)

Bryant T. Lamer
Spencer Fane LLP (Kansas City, MO)

Andrew Soukup
Covington & Burling LLP (Washington, DC)

  • Reviewing the Spokeo decision, the definition of Article III standing, and the implications of the decision for the consumer financial services industries
  • Examining when an alleged injury in fact is sufficient for Article III standing to bring claims under FCRA
  • Determining whether the claims asserted will survive a motion to dismiss under Rule 12(b)(1) due to lack of standing
  • Spotting the availability of individual and binding arbitration
  • Employing FCRA-specific class action defenses