The Fair Credit Reporting ACT (FCRA) and A Matter of Standing: Demonstrating the Degree of Harm Required to Certify a Class

July 17, 2018 8:15am

Jay Edelson
Founder and CEO
Edelson PC. (Chicago, IL)

Bryan A. Fratkin
Partner
McGuireWoods LLP (Richmond, VA)

Bryant T. Lamer
Partner
Spencer Fane LLP (Kansas City, MO)

Andrew Soukup
Partner
Covington & Burling LLP (Washington, DC)

  • Reviewing the Spokeo decision, the definition of Article III standing, and the implications of the decision for the consumer financial services industries
  • Examining when an alleged injury in fact is sufficient for Article III standing to bring claims under FCRA
  • Determining whether the claims asserted will survive a motion to dismiss under Rule 12(b)(1) due to lack of standing
  • Spotting the availability of individual and binding arbitration
  • Employing FCRA-specific class action defenses