Residential Mortgage Servicing Issues (Proper Disclosures, Charging Fees, Disclosing Fees), Foreclosure Challenges, and Origination Nuances

July 24, 2017 4:40pm

Terry C. Frank
Member
Kaufman & Canoles, P.C.

K. Issac deVyver
Partner
McGuireWoods LLP

  • Residential mortgage class action and settlement trends
  • Non-bank mortgage servicing litigation and enforcement actions
  • Duty of care owed to borrower by loan servicers
  • Recent activity under RESPA
  • Ongoing impact of the CFPB’s mortgage rules
  • Foreclosure challenges based on alleged statute of limitations lapses
  • Loan modifications and foreclosure
  • Responding to challenges to foreclosures in non-judicial foreclosure states
  • Mortgage origination – pricing mortgages, disclosures to consumers, marketing issues
  • HMDA and related mortgage lender practices
  • Servicers’ challenge with complying with FCPA with borrowers bankruptcy and sending monthly statements violates FCRA and FDCPA as required under RESPA