RENEE GARCIA is senior counsel at PNC Bank. Since 2013, Renee Garcia has been employed at PNC Bank as Senior Counsel where she manages all aspects of litigation arising from the Bank’s mortgage loan servicing. She also serves on the PNC Legal Department’s Pro Bono Committee. Prior to relocating to Philadelphia, Renee was an Associate at the law firm Hogan Lovells US LLP with a focus on financial services litigation. Before law school, Renee was employed by Cravath, Swaine & Moore, LLP. Renee received her J.D. from Harvard Law School in 2008 and her B.A. from Barnard College, Columbia University in 2003.