Minimizing Liability Under the FCRA Amid a Recent Uptick in Credit Reporting Litigation and a Likely COVID-19-Related Surge
John C. Lynch
Partner
Troutman Pepper Hamilton Sanders LLP (Virginia Beach, VA)
Andrew K. Stutzman
Co-Chair, Financial Services Litigation
Stradley Ronon Stevens & Young LLP (Philadelphia, PA)
Megan Starace Ben’Ary
Managing Member, Washington Office
McGlinchey Stafford (Washington, DC)
- Gain insight into increased federal enforcement of the FCRA and related class action activity in the past year
- Analyze frequently litigated permissible purpose claims as well as reporting accuracy and dispute investigation claims under this Act
- Examine recent case law surrounding what constitutes correct reporting of multiple forms of delinquency, modification, and bankruptcy
- Understand the modifications to the FCRA pursuant to the CARES Act, which impose limits to reporting of payment accommodations made due to the coronavirus crisis
- Assess the consequences of continued credit reporting during the pandemic (beyond the specific limitations cited in the CARES Act) and litigation that consumers are likely to initiate