Joseph Cvelbar

Privacy Program Manager

JOSEPH CVELBAR is currently the Director at Consolidated Credit Solutions, a national credit counseling and HUD Certified Housing Counseling agency. As Director, Mr. Cvelbar regularly meets with regulators, mortgage servicers, and other stakeholders to devise national programs designed to implement the common goals of all parties in a complex regulatory tableau.  Prior to Consolidated Credit, Mr. Cvelbar was Vice President of Compliance at First American. Mr. Cvelbar also practiced law as a consumer based attorney. Mr. Cvelbar is known as a valuable resource in the areas of default financial services, housing counseling, and regulatory compliance within the default industry and has become recognized as a national advocate and expert on default debt solutions. Consolidated Credit is based in Ft Lauderdale, FL, and it’s mission is to assist families throughout the United States in ending financial crisis and solving money management problems through education and professional counseling.