Balancing Innovation with Consumer Protection: How to Make It to Market in the Emerging Payment Ecosystem in 2016 and Beyond

July 28, 2016 3:55pm

James Kim
Of Counsel
Ballard Spahr LLP

Joseph Colangelo
Executive Director
Consumers’ Research

Tim Rocho
Founder-CEO
Set for Life Financial, LLC.

Damier Xandrine
SVP & Senior Company Counsel
Wells Fargo Law Department

  • Practical legal and regulatory considerations
  • Unbundling of financial services
  • Self executing contracts and letters of credit
  • Limitations on usefulness and affirmative risks
  • What do you do to structure your service
  • Patent protection and money transmission licensing/avoidance
  • Due diligence
  • The disclosure regime
  • Balancing innovation with compliance
  • Market structures and investment options: When to sell; Investor strategies