Exploring the Numerous Limitations and Exclusions in Disability Insurance

February 23, 2018 11:30am

Denise M. Clark
Founding Partner
Clark Law Group (Washington, DC)

Nikole M. Crow
Womble Carlyle Sandridge & Rice, LLP (Atlanta, GA)

  • Understanding the contractual interpretation challenges associated with limitations and exclusions in disability insurance
  • Outlining typical limitations covered under most disability insurance such as mental health coverage
  • Comparing and contrasting policies that are broad or specific to limitations and exclusions
  • Evaluating the medical conditions that can relate to or come from another medical condition
  • Reviewing the current and emerging trend of ERISA policies expanding its limitations and exclusions