Agenda
Flip through our conference brochure and discover what’s new this year.
Download Brochure
Day 1 — Main Conference
May 11, 2026
Breakfast and Registration
Chris DanielPartner, Corporate DepartmentPaul Hastings, LLP
Jennifer DowningManaging Director Senior Counsel Group Dispute ResolutionBNP Paribas
Tobias P. MoonPartnerChapman and Cutler LLP
A year and a half into the Trump administration, the finance and banking sectors have undergone a radical sea change. The federal government has taken a major step back in regulating in the space. With an administration heavily invested in de-regulation, new technologies, and cryptocurrencies, as well as fluctuating international relationships, many in the industry are unsure of where they stand. This session will provide an update on the latest federal regulations, or lack thereof, that you need to be aware of as you shore up compliance for 2026.
Topics include:
- Unpacking the GENIUS Act
- Assessing where and how states are stepping up
- Dodd Frank
- Looking to states for enforcement trends
- Small business lending in CA
- DIDMCA in CO and OR
Between the Lines: Looking to State Governments for Financial and FinTech Regulations
Allyson BakerPartner, Litigation DepartmentPaul Hastings, LLP
Theodore (Ted) J. Dowd IIPartnerPerkins Coie LLPFormer Acting Senior Deputy Comptroller and Chief Counsel for the Office of the Comptroller of the Currency
Adam MaarecCounselBallard Spahr LLP
Jason ShafferGeneral Counsel Payments, Connected Commerce, and DigitalJPMorgan Chase
As the federal government has pulled back regulations in the consumer protection space, and has curbed CFPB initiatives and enforcement, state governments have stepped up their consumer protection. This session will break down the reopening of the 1033 Open Banking rulemaking and what the limitations on the CFPB mean for compliance, and how states are regulating the space.
- Addressing federal preemption concerns
- Looking to states leading the charge for regulatory guidance
- California
- New York
- Colorado
- Illinois
- Illinois swipe-fee decision regarding the regulation of data collection and usage by national banks and out-of-state state-chartered banks, and payment networks serving them.
- Analyzing unfair and deceptive banking practices as they intersect with open banking
- Identifying the distinctions between customer access and third party access to data
- Assessing data sharing and open banking concerns from a payments perspective
- Ensuring the portability of data without compromising security
- Pondering the question of fees in open banking, and the high costs associated with data management that may be barriers to entrepreneurship
Morning Coffee Break
Between the Lines: Looking to State Governments for Financial and FinTech Regulations
Teresa KosmidisPartnerMcDermott Will & SchulteFormer Senior Counsel, Office of Regulations for the Consumer Financial Protection Bureau
Elizabeth “Eli” CorbettVP, Deputy General Counsel - Product, Regulatory & PrivacyAffirm
Bryce McNittSenior Vice President, Public AffairsRXNFormer Chief of Staff for Markets for the Consumer Financial Protection Bureau
More and more fintechs are offering direct-to-customer services to allow for speedier and more accessible purchases. Regulation of alternative lending products, microloans, and earned wage access can differ state-to-state. This session will break down the necessary considerations service provides must take into account when in development.
- Coalescing the regulatory patchwork to ensure compliance while limiting overhead
- Assessing the current regulatory status of alternative lending products including BNPL and EWA
- TILA/Reg. Z
- FCRA
- Determining how micro-loans fit into the current regulatory scheme
- Considering the proliferation of point-of-sale lending
- Pay in Four
- Application processing
Networking Lunch
Hal HodesMarketing CounselVisa
Phyllis Hurwitz MarcusVice President, National Advertising DivisionBBB National Programs
Christopher OstrowskiHead of Product ManagementInnovative Systems
Andrew TraffordHead of Product Counsel (Credit and Commerce)Block
As the pendulum swings towards a deregulatory apex, it is critical that banks and fintechs maintain a long-term vision with ethical practices and consumers top of mind. From truthful advertising to data privacy to fair lending practices to consumer protection, companies in the financial sector must look beyond the policy goals of the current administration to maintain customer trust and longevity. This session will unpack potential dangers in over- and under-correction under rapidly changing regulatory environments.
- Ensuring consumer informed consent and contract validity
- Provable documentation
- Clear disclosures
- Proper substantiation
- Truthful claims
- Recent case decisions
- Checking AI systems for data bias in lending
- Maintaining data and asset protection for all customers
- Preparing for policy change beyond the administration
- Considering the standard supervisory enforcement lookback period of 5 years
Lesley ChavkinGlobal Head of Public PolicyRibbit Capital
Joanna MarathakisVP, Financial Crimes ComplianceCircle
Amy PughGeneral CounselGreen Dot Corporation
Where money sits, fraud will follow, and as digital technologies have grown more accessible fraudsters have become more sophisticated. Moreover, speedier payments mean less time to track and trace fraud. From crypto passkeys to AML and litigation, its critical to stay ahead of rising fraud threats to ensure asset safety and consumer trust. Topics of discussion will include:
- Reviewing State government and NACHA rules aimed at stopping fraud
- Implementing AI tools to prevent fraud and protecting against fraud utilizing AI
- Stolen identities and PII
- Third party validation
- Generative AI
- Understanding liability in the instance of fraud occurrence
- Preventing fraud before it happens by preparing for rapid payment and money movement
- Protecting against social engineering threats and fraud
- Reloadable cards
- Bitcoin ATMs
Afternoon Networking Break
Michael KievalMemberWeiner Brodsky Kider PC
Mehul MadiaSpecial CounselSheppard
The growth in digital technologies has brought a wave of class actions arbitrations that does not seem to be ebbing. The use of social media advertisement has made bringing together a class of litigants much easier, faster, and more cost effective for advertising attorneys. As a result, the potential of huge payouts is causing corporate headaches in the financial sector and beyond. This session will break down how class actions are hitting fintechs and how you can prepare. Topics include:
- Understanding class action theories and how to protect yourself
- Assessing the proliferation of class action litigation
- California
- Class action “trolls”
- Developing winning strategies by forcing arbitration
- Fortifying terms and conditions to stay ahead of potential suit
- Including mandatory arbitration clauses
- Privacy policies
- ADA web compliance
- Avoiding barriers to information housed in foreign jurisdictions
- Weighing the costs and benefits of arbitration as compared to litigation
- Setting precedent
- Limiting costs
- Shortening timelines
- Breaking down recent arbitration-related litigation
- Vickery, et al. v. Empower Finance, Inc., et al.
- Bitcoin Depot’s $18.47 million arbitration award
End of Day 1
Followed by Cocktail Reception Sponsored by
Day 2 — Main Conference
May 12, 2026
Breakfast
Leah M. CampbellPartnerBradley Arant Boult Cummings LLP
Sean Carter, AAP, APRPPresident & CEONEACH
Rusty PickeringPresident and Chief Operating Officer Ingo Money Inc.
Jeremy TurkSenior Vice President - Corporate CounselPatriot Bank, N.A.
Since 2021 financial services embedded into e-commerce platforms have nearly tripled, expected to account for over $7 trillion of total US financial transactions in 2026. 93% of consumers say they benefit from using fintech tools, and fintech lending accounted for 20% of all PPP loans.
As fintechs have grown in number and usage, the distinctions between fintech and traditional finance have continued to erode. Many fintechs now find themselves providing tradi§tional banking functionality alongside their other services. Determining where fintechs sit in the traditional banking regulatory schema is critical for ensuring proper compliance and avoiding enforcement actions in the long term. This session will demystify the divide, helping you find your place in the financial sector.
- Distinguishing between bank, money transmitter, service provider, and everything in between to ensure proper regulatory compliance
- Comparing and contrasting ACH payment systems with instant payment systems
- Breaking down the trend of fintechs applying for national bank trust charters
- Identifying the difference between fintechs-turned-banks and traditional banks
- Discussing developments with respect to the “true lender” issue
- OppFi v. California DFPI
Ling Ling Ang, PhDManaging DirectorNERA
Michelle Ann GitlitzCo-Founder and CEOChange Agents Technologies Inc.
Leel SinaiPartnerMcDermott Will & Schulte
Prediction markets, online betting, TikTok gifting, digital rewards programs – all these technologies implement money movement in some way, but do they count as fintechs, or simply apps with payment functionality? And, more importantly, when do they cross the line into financial service providers? This session invites attendees to ponder this line and look ahead at the ways this industry may be growing and shifting as new players enter the market.
- Considering the influx of digital gambling and prediction market companies and how they intersect the fintech space
- CNN-Kalshi deal
- Polymarket
- Assessing at how social media apps like TikTok facilitate the movement of money
- Pondering how services like DoorDash and Uber fit into the industry
- Comparing these new technologies to existing fintech platforms
- Looking to Starbucks as an example of a company who declined becoming a bank
- Exploring the intersection of DeFi and financial services
- Self-custody wallets
- Cashless and bankless systems
- Customer sophistication vs. consumer protection
Morning Coffee Break
Sridevi AnwarExecutive Vice President, Chief Risk OfficerCentral Payments
Kevin LeitãoFounderLeitão Law LLC
Philip PhilliouManaging PartnerPhilliou Partners
Jessica SklutePartnerManatt, Phelps & Phillips, LLP
With shifting regulatory environments, growing demand, and a wide array of customer needs, banks and fintechs are looking to grow in multiple directions to remain competitive in the market. How, whether, and when to partner is a growing question. As providers race to the top of the economic food chain, major questions remain as to how to partner effectively and lucratively. This session will explore:
- Determining whether to partner, embed, or build when integrating financial services
- Understanding the import of operationalization
- Ensuring proper staffing and training when working with new partners or technologies
- Revisiting the lessons learned from the collapse of Synapse
- Distinguishing between partnership and sponsorship
- Identifying the entities that sit between the bank and fintech partnership
- Including third party agreements as part of due diligence assessments for potential partnerships and acquisitions
- Avoiding pre-emption dangers
- Maintaining compliance with existing regulations and novel regulations
- DIDMCA
- Unpacking the dwindling impact of Madden v. Midland Funding, LLC
Lunch
Rebecca Becky Schauer Robertson, CAMS‑AUDIT, CAFP, CFE, CCIEVP, BSA Officer & Director of Financial CrimesBlue Ridge Bank
Brian TatePresident & CEOInnovative Payments Association
Between the Lines: Looking to State Governments for Financial and FinTech Regulations
Sarah BreslowAssociate General CounselPaxos
Sima GandhiCo-FounderCoalition for Financial Ecosystem Standards
Eric GoldbergPartnerDavis Wright Tremaine LLP
Anna JacobsonChief Risk and Compliance OfficerPaysend Group
Nick KrafftExecutive Deputy Superintendent, Research & Innovation DivisionNew York Department of Financial Services
The rise in AI integration has offered several entrepreneurial opportunities in the financial sector and beyond, and leadership has been eager to implement AI tools at every stage. The introduction of the GENIUS Act catapulted stablecoin into currency status, bringing the blockchain into everyday use.
With agentic payments on the horizon, and the blockchain in full swing, digital technologies have more power than ever before. However, with great power comes great responsibility, and ensuring proper oversight over these new technologies is critical for long-term efficacy and trust.
- Foreseeing pitfalls in use of AI for lending assessment
- Ensuring that AI assessments do not produce disparate impact
- Reviewing the August 2025 formal letter from the National Association of Attorneys General to tech and fintech companies to address deepfake exploitation
- Understanding what the GENIUS Act indicates for the payments space and the capabilities and complexities of Stablecoin
- Implementing proper KYC assessment for crypto currencies
- Regulating novel technologies
- Bitcoin ATM Fraud
- Agentic payments
- Cryptocurrency as legal tender
- AI investment formulas
- Considering how Stablecoin will interact with smaller financial entities
- Credit Unions
- Community Banks
Afternoon Networking Break
Brad FaussChief Legal OfficerBrightwell, LLC
Jennifer SlaterDirector | Associate General Counsel, AFC Legal AmericasDeutsche Bank
Alison RozbruchDirector, Tax Information ReportingTaxbit
With increased global connectivity comes increased international money movement. As the US moves away from regulations on a federal level, states step up to fill those gaps, international relations sway, and international bodies implement their own regulatory schemas, the potential for compliance danger increases exponentially. This session will break down the current regulations you need to be aware of when moving money internationally, and the international demands on the market.
- Considering how the blockchain can help and hinder easy money movement across the globe
- Implementing blockchain screening
- Identifying AI-related controls and issues with screening in the global context
- Providing fast, cheap, and accessible international money movement without running afoul of international regulations
- Navigating regulations in the EU and the UK
- GDPR
- ESMA
- MiCA
- Assessing risks borne out of conflicts in Latin America and Mexico
- Contemplating the role of fintechs in high-risk areas
- Syria
- Mexico
- China
- Ensuring compliance with the global regulatory patchwork
- Addressing jurisdictional and geolocation gaps
- VPN usage
- Sanctions evasions
- Avoiding run-ins with sanctioned countries and money-laundering
- Reviewing global enforcement trends in crypto, payments, and digital banking broadly
Daniel PepperPartner, Data Protection and Cybersecurity Team ChairFisher & Phillips LLP
David TyreeDirector, Financial Crime StrategyDataWalk
We find ourselves at a moment in time where differing policy opinions carry high tension. With digital technologies ruling the day, tech-savvy activists have more and more avenues for potential attacks. From flooding donation platforms with dummy data to hacking users’ personal information, the tech-native generation has more remote access than ever before. Ensuring products are protected from cyberattack is critical for everything from consumer trust to international security. This session will dig into potential avenues of cyberattack to prepare you for whatever may come next.
- Safeguarding against data and software hacks
- Preparing for system overload in the case of targeted action
- Identifying threats to customers utilizing embedded fintech services
- Protecting against AI flooding with dummy data and AI attacks
- Identification
- Prevention