GENIUS is now law. Regulators, banks, and partners expect your stablecoin program to be rock-solid on licensing, reserves, and AML.

In July 2025, the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act became the first major U.S. crypto law, creating a federal framework for payment stablecoin issuers and setting standards for both domestic and foreign participation in the U.S. market. The statute mandates 1:1 high-quality liquid reserves and regular public reserve disclosures, while placing stablecoins in a distinct regulatory lane rather than treating them as securities or insured deposits. Treasury, the Fed, FDIC, and FinCEN are now writing the rules and guidance that will translate those requirements into real-world expectations for licensing, supervision, cross-border offerings, and on-chain AML.

On May 13, 2026, at the New York City Bar in New York, ACI’s 2nd Forum on Payment Stablecoins: Law, Licensing & Compliance will bring together in-house counsel, compliance, product, and risk leaders from banks, fintechs, and issuers, immediately following the 10th Annual Legal, Regulatory and Compliance Forum on FinTech & Emerging Payment Systems (May 11–12).

Through candid panels and interactive hypotheticals, you’ll benchmark GENIUS-era choices on issuer structure and charter strategy, reserves and redemption mechanics, tokenized deposits vs payment stablecoins, and cross-border offerings, so you leave with a clear, practical playbook for launching and supervising a stablecoin program that can withstand regulatory and commercial scrutiny.