Biography
Ms. Lauck has extensive experience advising financial institutions and third party service providers on legal and regulatory matters relating to various financial products and services, including credit cards, consumer and commercial installment loans, consumer lines of credit, private student loans, prepaid cards, deposit and savings accounts, tax-related financial products, remote image capture services, mobile banking services and other emerging payment solutions.
Ms. Lauck also assists her clients in negotiating complex commercial transactions and financing arrangements, drafting key contracts and consumer disclosures, reviewing marketing materials, developing and implementing new financial products and services, responding to and defending against consumer claims, and working with regulators to resolve supervisory and enforcement matters.
Before returning to private practice, Ms. Lauck served as Senior Legal Counsel at MetaBank d/b/a Meta Payment Systems, where she assisted the Bank in issuing and administering a variety of national credit products. A significant amount of Amy’s time at MetaBank was also focused on prepaid card compliance, particularly with respect to general purpose reloadable cards and savings, overdraft and other features attached to general purpose reloadable cards. Amy also played an integral part in the creation of bank policies and procedures to manage the risks associated with third party program management.
Expert Articles
- ’Tis the Tax Season: What Prepaid Access Providers Can Do to Identify and Prevent Tax Refund Fraud (February 14, 2012)